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Only secured loans under Ł25,000 are regulated (by the Consumer Credit Act 1974). Secured Loans will not be regulated by the FSA, but there is little doubt that they will be in the future. Smart Loans is authorised by the FSA and, as a matter of course, we treat all loan applications as stringently as mortgages. There are no compliance issues for you to deal with; we take care of everything for you.

Should you have any other questions, please call our Introducer Team FREE on
0800 848 8181.

Alternatively, go to the Contact Us section on this site.

Secured Loans
A secured loan enables the borrower to take advantage of the equity tied up in their home. They can borrow significantly more than an unsecured loan and spread their repayments....
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Mortgages
We are fully authorised and regulated by the Financial Services Authority (FSA) for the provision of Mortgage/Remortgage advice and arranging Insurance...
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Bridging Loans
A bridging loan provides fast access to short-term funding solutions with the minimum of fuss. A little known form of finance...
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Commercial Finance
Our business loans are secured against all types of commercial property (even leasehold), including offices...
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Smart Loans is a trading style Of Smart Loans & Mortgages Ltd. Registered in England No. 5607142
Registered office 88 Kenneth Road, Thundersley, Essex SS7 3AN

Part of Vantage Group. Processing over Ł2.5 billion finance applications every year.
www.vantage-group.co.uk

LOANS – TYPICAL 11.4% APR VARIABLE MORTAGES – THE OVERALL COST FOR COMPARISON IS 7.9% APR
A fee of up to 10% on your total loan may be payable on completion. Loans subject to status. All loans secured on property.
*Consolidating debt may increase the term and total amount payable.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBTS SECURED ON IT.