Privacy Policy


Financial Services and Markets Act 2000 – Warnings and Disclaimers

As listed below:

Smart Loans is not authorised to give advice under the Financial Services and Markets Act 2000.

The information contained in the Material on this Site is intended for information and interest only, and not to either provide advice to, or to address the particular requirements of any individual. We do not recommend or endorse any investment, advisor or other service or product, or any material submitted by third parties, or linked to or from this Site. We do not offer any legal, financial or other advice, either regarding the nature, potential value or suitability of any particular investment, security or investment strategy, or otherwise.

You should not rely on any material in this Site to take (or refrain from taking) any decision or action. If you have any doubts you should contact an independent financial advisor.


Information We Collect / Information Security:

Please read the following terms and conditions carefully as these govern the use of this website. All material contained within the Compare Pre Paid website Smart Loans is covered by a disclaimer and protected by copyright laws.

Access to this website Smart Loans is subject to the following conditions:


We are committed to privacy and support current industry initiatives to preserve individual privacy rights on the Internet. Personal data privacy is a new and evolving area, and Smart Loans is evolving to meet these demands.

We at Smart Loans are committed to respecting your privacy and recognise your need for appropriate protection and management of personally identifiable information you share with us (any information by which you can be identified, such as name, address, and telephone number). That is why we have established this privacy policy, so that you can understand the care with which we intend to treat your information. Your personal information will not be disclosed to any third party


We will use your Information to process Smart Loans newsletters, offers and promotions. We may also use user Information for marketing purposes and to conduct research and analysis. We may provide certain your Information to others outside of Smart Loans as permitted by law, such as to government entities or other third parties in response to subpoenas.

We will not disclose any such information outside of Smart Loans except:

To fraud prevention agencies and other organisations who may use the information to prevent fraud and money laundering.


This section explains our web security promise as you may have concerns about the security of your money over the internet or how your personal information is protected from misuse, we take every measure to protect you and your money, and here are some points to assist you on what you can do to protect yourself from online fraud.

We take every effort to secure our site and our customer's information but do not guarantee the Site will be fault free and do not accept liability for any errors or omissions that occur.

Finance News - 22nd January 2019

“How bad credit secured loans can help you rebuild your credit score”
9th July 2012

By using funds from a secured homeowner and bad credit loan, you can quite easily rescue your bad credit rating. You can start rebuilding a credible profile for you, as a debtor. Bad credit might initially mean that taking out a loan can...

“Consumers urged not to take loan interest rates at face value”
23rd June 2012

Despite online research being a great indicator of the rates which can be expected from secured loans, there have been staunch complaints that some loan companies are hiding charges in the event of a change to the way that the borrower...

“Does debt consolidation affect your credit score?”
27th May 2012

Many people are affected by having a relatively bad, or slightly poor credit score these days. It’s expected! We’re slowly recovering from one of the worst global financial problems in years, and many people have had difficulty...

“Should unsecured personal loan interest rates be capped?”
22nd April 2012

Brand-new statistics which have been compiled by YouGov suggest that almost 70% of people believe that interest rates on unsecured personal loans are too high, and that they should be reduced significantly in order to make them more...