Personal loans, unsecured loans

Unsecured Personal Loans

Please find featured below, the best sources available for unsecured personal loans. They are listed in such a fashion to allow you to compare all the details of each and make an educated selection. Please click for more info on a lender if required and apply online. You should receive a swift decision and the lender should contact you in a very short time about your credit requirements.

An unsecured loan, otherwise known as a personal loan, is a loan which is lent to a borrower without the individual having to put up a significant asset such as a property as collateral against the loan. With a personal loan, there is no need to put up anything as collateral when applying, but you will find that the interest rate is higher. This is in fact a safer option for credit than a secured loan, however the cost is a higher interest rate. Unsecured loans are usually for lower amounts and often for a shorter term. This means that the interest is not accred over a long period of time.

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COMPANY	APR REPRESENTATIVE	LOAN AMOUNT	MIN TERM	MAX TERM	TERMS	SUITABLE FOR	SECURED	APPLY
	23.1%	£200-£15,000	On application	On application	All credit provisionally approved is subject to status and is not available to persons under 18. You are under no obligation by completing the application form.	People with poor credit history	Yes
Loanfinder offers a range of loans for people who are unable or unwilling to deal with the often inflexible terms of major banks and finance companies due to credit history, CCJ's etc. Loanfinder carry out the widest search of lenders in the UK market and do not charge upfront fees.								Advantages Advantages Wide range of lenders searched Poor credit past applicants considered Free credit report Can borrow as little as £200 Disadvantages Disadvantages Typical APR 23.1% but this is to be expected Not much information on website - apply to find out more Borrowers charged one-off fee of between £29 and £68
	15.2%	£1000-£15,000	12 Months	60 Months	Note you must be employed or self empoyed to be eligible. Typical 15.2% APR. Wentworth Direct Finance loans are not available to persons under the age of 18.	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
Wentworth Direct offer a no-frills service. If you've been refused credit elsewhere, are a problem case, have been blacklisted, or have judgements or defaults against your name, you are still eligible for a loan. Borrow from £1,000 to £15,000 and fill out the online no-obligation application form. Type in the amount you want to borrow, the length of time you would like to repay the loan, and your current employment details (are you currently working, monthly income after tax etc).								Advantages Advantages 1. Excellent APR rate of 15.6% for a loan available to those with bad credit. 2. You can apply for a loan even if you have bad credit history. 3. Borrow from as little as £1,000 to £15,000. Disadvantages Disadvantages 1. Maximum borrowing is £15,000.
	On application	£500 - £25,000	12 Months	25 years	The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs.	Poor credit borrowers, retired, self employed or unemployed	Yes
Get free quotes and a loan of between £500 - £25,000 with Save Simply. No matter what you need the loan for, Save Simply accept all applications. Bad credit loans are available to all applicants.								Advantages Advantages Poor credit history is no problem Top lenders sourced Borrow up to £25,000 Disadvantages Disadvantages Must apply to find out APR APR might be high Credit status might play a part
	48%	£500-£25,000	Apply online to view	Apply online to view	Depends on loan type - fill in online form and you will be given your choices.	Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears.	Yes
Yes Loans specialises in helping those previously refused by other companies and high street lenders. They can arrange unsecured loans for tenants, the self-employed and anybody with bad credit or credit difficulties such as CCJs, defaults or mortgage arrears. They even arrange loans for students and people living with their parents.								Advantages Advantages 1. Unsecured and secured loans available for any purpose. 2. Adverse and bad credit history accepted. 3. Get a loan evevn if you have had CCJs. Disadvantages Disadvantages 1. Typical APR is high at 48%
	On application	£200 to £15,000	12 Months	60 Months	CUS4 Loans work with several leading Loan Specialists and send your application to one at a time until your loan is approved.	Tenants, homeowners, self employed or bad credit history borrowers all suitable	No
CUS4Loans can help you to find a lender provider for a range of loans whatever your circumstances - even if you have been turned down for a loan elsewhere or have credit problems. Tenants & Homeowners - Loans £200 to £15,000 approved.								Advantages Advantages Borrow from £200 to £15,000 Poor credit history no problem Disadvantages Disadvantages APR rate only on application Some brokers may add additional fees
	9.9%	£1000-£13,000	1 year	7 years	Applicants must be at least 18 years of age and a UK resident.	Those with a good credit history: will not be accepted if have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy.	No
With Halifax, benefit from features such as no repayments for the first three months of your loan term, and the security of knowing that the monthy re-payment will never vary. Take away £7,000 for less than £147 a month and get a low rate of 9.9% APR typical on a Halifax Personal Loan.								Advantages Advantages 1. Low rate of interest. 2. No repayments for the first 3 months giving you chance to sort out your finances, although interest will be charged from the start of your loan. 3. Secure application process takes only 15 minutes to complete on average. Disadvantages Disadvantages Not suitable for those with adverse credit or even average credit.
	272.2%	£50-£500+	23 Weeks	52 Weeks	Applicants must be at least 18 years of age and a UK resident. Repayment period 23, 31 or 50 weeks.	Those with poor credit who want a quick cash loan	No
Provident Personal Credit is the UK & Republic of Ireland's leading home collected credit company, offering small, unsecured personal loans and other related products. A name you can trust - 125 years in business. Specialise in providing small cash loans of up to £500 to customers from all walks of life.								Advantages Advantages 1. 23, 31 or 52 weeks to pay back the loan depending on amount borrowed. 2. Payments collected weekly by an agent to help you budget. Disadvantages Disadvantages 1. APR is quite high, but the loan is mean for a short term cash loan - and is better value than similar products.
	N/A	£250 - £25,000	N/A	N/A	Loansorters may require information from individuals who apply for our services. On many occasions, we require sensitive information.	All borrowers even if bad credit, CCJs, defaults, self-employed and tenants.	No
Loansorters provide bad credit loans alongside personal loans, tenant and homeowner loans. The company is an independent unsecured personal loan broker based online and deal with leading UK lenders. Loans whatever your circumstances including loans for people with bad credit history.								Advantages Advantages Lots of options No broker fees Disadvantages Disadvantages No APR stated Not much information